What did Bot2Bot Labs measure for How it was built (git history)?

How it was built (git history): The Everything repo has 1,057 'Co-Authored-By: Claude Opus 5.5' lines across its 255 commits. The Accounting app itself arrived in one commit (5f183ee, 2026-10-13, ~21,000 lines) with no co-author line, so AI authorship of this app is not shown in its own history.. Source (2026-10-30): https://github.com/HeyPuter/everything/commit/5f183ee1

What did Bot2Bot Labs measure for Project activity?

Project activity: Repo created 2026-10-13; 5,900 stars, 641 forks, 58 open issues, 3 contributors (jelveh 248 commits). src/accounting unchanged since 2026-10-13.. Source (2026-10-30): https://github.com/HeyPuter/everything

What did it cost to build Everything Accounting?

Build cost on price date 2026-10-30: Not disclosed human hours, Not disclosed estimated token dollars, billed not disclosed. Source (2026-10-30): https://github.com/HeyPuter/everything

BOT2BOT LABS

$0.00/mo vs $38.00/mo (QuickBooks Online Simple Start, 1 user)

Everything Accounting, the open-source QuickBooks clone: what it costs to run

Item: Everything Accounting
Author: Bot2Bot Labs

Price date: 2026-10-30Partially Verified

Everything Accounting is an AI-built alternative to QuickBooks. Everything Accounting is a free, open-source QuickBooks Online / Xero / Wave alternative in the HeyPuter/everything repo by Puter (Nariman Jelveh), MIT licensed. We ran our own copy at commit b5d2584 on our Linux box with the app's built-in in-memory Puter stand-in (no Puter account): setup from the README, the builder's 178 tests, a fixed 22-step core flow through the real UI (chart of accounts → invoices → bills → payments → P&L and balance sheet tie-out), a 5-user parallel run, a 50,000-transaction scale test, npm audit, gitleaks, an injection probe, a header and source review, and a 33-item feature checklist from QuickBooks' public plan pages. We did not sign in to QuickBooks, Puter or any vendor system.

On price date 2026-10-30, running the clone yourself is about $0.00 per month (measured (local run on our box) + cited list prices) versus $38.00/mo (QuickBooks Online Simple Start, 1 user) for QuickBooks. Cash break-even is immediate: $0 (or $10/mo on Puter Basic) vs $38/mo = $336–$456/yr per business at list price. The catch is fit: no bank feeds, online payments, multiple users or accountant access, and no audits behind it.

Verdict: good for Owners and bookkeepers who want real double-entry books (invoices, bills, reconcile, P&L and balance sheet that tie out) for $0, and are fine entering bank lines from statement files. Skip if You need bank feeds, online invoice payments, payroll, inventory, more than one login per company, or an accountant who works in QuickBooks. Main risk: Your books depend on Puter: sign-in, storage and its unpublished free allowance. The app has no audits, no security headers in its hosting config, and no changes since 2026-10-13..

r-0007 · Published 2026-10-30 · Price date 2026-10-30

Everything Accounting is a free, open-source QuickBooks Online / Xero / Wave alternative in the HeyPuter/everything repo by Puter (Nariman Jelveh), MIT licensed. We ran our own copy at commit b5d2584 on our Linux box with the app's built-in in-memory Puter stand-in (no Puter account): setup from the README, the builder's 178 tests, a fixed 22-step core flow through the real UI (chart of accounts → invoices → bills → payments → P&L and balance sheet tie-out), a 5-user parallel run, a 50,000-transaction scale test, npm audit, gitleaks, an injection probe, a header and source review, and a 33-item feature checklist from QuickBooks' public plan pages. We did not sign in to QuickBooks, Puter or any vendor system.

Break-even

Free from day one vs QuickBooks Simple Start

$0/mo on Puter Free vs $38/mo list = $456/yr per business ($399 in year 1 with the 3-month promo). On Puter Basic ($10/mo) the saving is $28/mo = $336/yr. Versus QuickBooks Free or Wave Starter the cash saving is $0. Excludes your time and the bank feeds, payments and multi-user access you give up.

Verdict

Good for: Owners and bookkeepers who want real double-entry books (invoices, bills, reconcile, P&L and balance sheet that tie out) for $0, and are fine entering bank lines from statement files.

Skip if: You need bank feeds, online invoice payments, payroll, inventory, more than one login per company, or an accountant who works in QuickBooks.

Main risk: Your books depend on Puter: sign-in, storage and its unpublished free allowance. The app has no audits, no security headers in its hosting config, and no changes since 2026-10-13.

Confidence — 73.9% measured by us

measured 17/23 · builder-stated 2 · unverified 4 — Counts from claims[] types on this receipt (2026-10-30).

No upfront license fee; break-even month 0.

Labor-adjusted operator TCO @1 user (year 1): $0.00 — Same as cash TCO $0: maintenance hours not measured, so no labor added (would be hours × $50/hr × 12).

Cash cost to run vs the subscription it replaces

Measured 2026-10-30: free (MIT) web app with no server or database of its own; your books live in your own Puter account. Puter Free is $0; Basic is $10/mo if you outgrow the free allowance (whether Free is enough for real books is unverified). Your setup and support time is not counted.

QuickBooks Online Simple Start, 1 user, US$38/mo list ($19/mo for the first 3 months on promotion). Read on quickbooks.intuit.com 2026-10-30. Free options also exist: QuickBooks Free (2 invoices a month) and Wave Starter.

measured (local run on our box) + cited list prices

Two-sided receipt

A · Operator receipt

Builder or operator running the software

Build — tokens est. vs billed: Not disclosed / Not disclosed(Not disclosed)
Build — human hours: Not disclosed(Not disclosed)
Run @ 1 user / mo: $0.00/mohost $0.00 + DB $0.00 + email $0.00 + APIs $0.00 + tokens $0.00(Measured by Bot2Bot Labs)
Run @ 10 users / mo: $0.00/mohost $0.00 + DB $0.00 + email $0.00 + APIs $0.00 + tokens $0.00(Measured by Bot2Bot Labs)
Run @ 100 users / mo: $0.00/mohost $0.00 + DB $0.00 + email $0.00 + APIs $0.00 + tokens $0.00(Measured by Bot2Bot Labs)
Maintenance h / mo (@ 1 / 10 / 100): Not measured · Not measured · Not measured(Not measured)
TCO year 1 (@ 1 / 10 / 100 users): $0.00 · $0.00 · $0.00(Measured by Bot2Bot Labs)
Labor-adjusted TCO year 1 (@ 1 / 10 / 100): $0.00 · $0.00 · $0.00(Not measured)

No build dollars or hours disclosed. If you run it yourself, your build cost is $0: clone, npm install and build took under 25 s on our box.
Your own business: open the app on Puter or serve the 1 MB static build yourself. No server, database, email or AI API of ours (source read). Storage and requests come out of your own Puter account: Free $0; Basic $10/mo if you outgrow it (whether Free covers a year of books is unverified). = $0/mo to run.
10 client businesses, each signed in with its own Puter account: you pay $0 for servers or database (Puter 'User-Pays'); each client pays Puter beyond the free allowance. Hosting the static files yourself is free on hobby tiers, which do not allow commercial use; a paid host is not priced here.
100 client businesses: still $0 servers and database for you (User-Pays). Support, onboarding and keeping 100 Puter accounts working are real costs we did not measure.
12 × $0/mo; excludes your time and any Puter plan your clients buy
12 × $0/mo; excludes your time and any Puter plan your clients buy
12 × $0/mo; excludes your time and any Puter plan your clients buy

B · User receipt

Someone using the product vs the commercial alternative

Clone price: free self host — $0.00/mo(Measured by Bot2Bot Labs)
Real product @ 1 / 10 / 100 tiers / mo: $38.00 · $380.00 · $3,800.00(Measured by Bot2Bot Labs)
Price date: 2026-10-30
Switching effort: Measured setup: under 25 s from clone to a working build. Moving books in: customers, vendors and items import from CSV and bank statements from CSV/OFX (builder-stated; parsers tested); there is no QuickBooks file import, so open balances and history must be re-entered or brought in as journal entries. Out: JSON backup and CSV exports.(Measured by Bot2Bot Labs)
Risk — reliability: Our tests all passed on the local copy; real Puter sync across devices was not tested.
Risk — security: Shipped dependencies clean; no security headers configured for this app in the repo; third-party Puter.js script has full access; books cached unencrypted in the browser.
Risk — support: Single company (Puter), 3 contributors, app unchanged since 2026-10-13; 58 open issues repo-wide.
Risk — data export: JSON backup (tested restore) and CSV exports; data stays in your Puter account.
Risk — legal: MIT. Not a tax or audit product; no certifications.

MIT; runs in the browser on your own Puter account (Free $0, Basic $10/mo if outgrown).
100 separate businesses × Simple Start US$38/mo list. QuickBooks Online tops out at 25 users per company (Advanced).
List price source: https://quickbooks.intuit.com/pricing/

Scan results

Scan date 2026-10-30

Reliability

Core flow: 22/22 tests passed

pass with 5 users running the full flow at once (110/110 steps, 45.1 s wall); 50,000 transactions balanced, reports 1–125 ms; saving one at a time slows as books grow (253 s for 50,000)

Setup from README: Pass

Security audit

2 critical · 0 high

npm audit on our clone: both critical in test tools (vitest, tinypool), 0 in the shipped app. gitleaks, injection, header and source checks on our copy only; Intuit and Puter via public pages only.

Feature parity

17 of 33 checklist features(source)

Vendor certifications

Maintenance pulse

Measured 2026-10-30

Last commit: 2026-10-13T16:38:36Z
Open issues: 58
Contributors: 3
License: MIT
Stars: 5900

Source: https://api.github.com/repos/HeyPuter/everything

Data & lock-in

Your own Puter account (key-value store and drive) plus a cache in your browser. No server of the builder's.

Export: yes — Backup to a JSON file or your Puter drive (restore tested: same balance sheet) and CSV export of reports and lists.

Feature parity detail

Checklist row-by-row (Everything Accounting vs QuickBooks).

Feature	Everything Accounting	QuickBooks	Matched
Track income and expenses	YesTested: bills and expenses post to the right accounts	QuickBooks Online Free	Yes
Unlimited invoices (Free plan: 2 a month)	YesTested: invoices with customers, items, terms and due dates	QuickBooks Online Simple Start	Yes
Estimates converted to invoices	YesEstimates list opened with sample data; 'Convert to invoice' found in the source, not clicked	QuickBooks Online Free	Yes
Profit and loss report	YesTested: ties to the cent, cash and accrual	QuickBooks Online Free	Yes
Balance sheet	YesTested: balances; net income matches P&L	QuickBooks Online Free	Yes
General business and sales reports	Yes24 reports rendered with sample data, 0 errors	QuickBooks Online Simple Start	Yes
Record customer payments against invoices	YesTested: payment applied, invoice marked paid; void reopens it	QuickBooks Online Simple Start	Yes
Enter and track bills	YesTested: 2 bills, Pay bills from Checking	QuickBooks Online Simple Start	Yes
Bank transaction import	YesCSV and OFX parsed (tested); upload only, no live bank connection	QuickBooks Online Free	Yes
Bank rules for categorising	YesRules page opened; sample rule loaded	QuickBooks Online Simple Start	Yes
Reconcile accounts	YesReconcile page opened; builder's tests cover reconciliation (178/178 pass)	QuickBooks Online Simple Start	Yes
Sales tax tracking	YesSales tax liability report rendered	QuickBooks Online Simple Start	Yes
Statement of cash flows and comparison reports	YesRendered with sample data	QuickBooks Online Plus	Yes
Recurring transactions	YesRecurring page opened; sample template loaded	QuickBooks Online Essentials	Yes
Export reports and lists	YesCSV export with formula guard (source); print or save as PDF (builder-stated)	QuickBooks Online Simple Start	Yes
Data backed up automatically	YesSyncs to the user's Puter account; manual backup/restore tested	QuickBooks Online Free	Yes
Audit trail of changes	YesAudit log page opened with entries	QuickBooks Online Simple Start	Yes
Connect banks for automatic sync	NoNot built: statement upload only	QuickBooks Online Free	No
Accept card/ACH payments in the invoice	NoNot built: invoice email opens your mail app (mailto)	QuickBooks Online Simple Start	No
Bill pay that moves money (ACH)	NoNot built: records payments only	QuickBooks Online Simple Start	No
Accountant access (2–3 accountants)	NoNot built: books belong to one Puter account; no invite	QuickBooks Online Simple Start	No
Multiple users (3 / 5 / 25)	NoNot built: one Puter account per company	QuickBooks Online Essentials	No
Custom user permissions and roles	NoNot built	QuickBooks Online Advanced	No
AI categorisation and AI chat (Intuit Intelligence)	NoNot built: rules only, no AI	QuickBooks Online Simple Start	No
Receipt capture and matching	NoAttachments only (stored in Puter drive); no scanning or matching	QuickBooks Online Simple Start	No
Inventory tracking	NoNot built (an Inventory Asset account exists, no stock tracking)	QuickBooks Online Plus	No
Project profitability	NoNot built	QuickBooks Online Plus	No
Budgets	NoNot built	QuickBooks Online Plus	No
Classes and locations	NoNot built	QuickBooks Online Plus	No
Payroll and time tracking (add-on)	NoNot built	QuickBooks Online Add-on	No
1099 e-filing	NoNot built	QuickBooks Online Advanced	No
iOS and Android apps	NoPhone-friendly web layout only; no store apps	QuickBooks Online Simple Start	No
Phone and chat support	NoNone: open-source project (GitHub issues)	QuickBooks Online Free	No

Price history

Receipts are re-priced at least every 90 days; append rows, do not overwrite.

Checked	Product	Price	Source
2026-10-30	QuickBooks Online Simple Start (list)	$38 USD/mo	link
2026-10-30	QuickBooks Online Essentials (list, 3 users)	$85 USD/mo	link
2026-10-30	QuickBooks Online Plus (list, 5 users)	$140 USD/mo	link
2026-10-30	QuickBooks Online Advanced (list, 25 users)	$340 USD/mo	link
2026-10-30	Xero Early (US)	$27 USD/mo	link
2026-10-30	Wave Pro	$19 USD/mo	link
2026-10-30	Puter Basic	$10 USD/mo	link
2026-10-30	Everything Accounting @ b5d2584	$0 USD	link

Breakage log ongoing (local): 2026-10-30 to 2026-11-13Local daily re-test of the pinned commit through 2026-11-13: builder's tests, our 22-step core flow, npm audit, and a check for upstream changes to src/accounting. No breakage on 2026-10-30. New breakage is appended with dates; price_date stays 2026-10-30.

AI ReceiptPartially Verified

TaskEverything Accounting is a free, open-source QuickBooks Online / Xero / Wave alternative in the HeyPuter/everything repo by Puter (Nariman Jelveh), MIT licensed. We ran our own copy at commit b5d2584 on our Linux box with the app's built-in in-memory Puter stand-in (no Puter account): setup from the README, the builder's 178 tests, a fixed 22-step core flow through the real UI (chart of accounts → invoices → bills → payments → P&L and balance sheet tie-out), a 5-user parallel run, a 50,000-transaction scale test, npm audit, gitleaks, an injection probe, a header and source review, and a 33-item feature checklist from QuickBooks' public plan pages. We did not sign in to QuickBooks, Puter or any vendor system.

Tool + modelNot disclosed for the Accounting app · Claude Opus 5.5 appears as co-author on 1,057 lines across the Everything repo's history (measured), but not on the single commit that added Accounting · Not disclosed. Puter Technologies Inc. is a company with a hosted product and paid plans.

Human hoursNot disclosed

Agent active timeNot disclosed

Token $ est vs billedNot disclosed / Not disclosed

Run $/mo$0.00 tokens + $0.00 hosting

BrokeNone logged

Dated2026-10-30

Not disclosed. The app arrived in one commit on 2026-10-13 (~21,000 lines), so its build time cannot be read from git.

Builder-stated vs measured

Type	Claim	Value	Source
Builder-stated	Builder: what it does	Double-entry bookkeeping: invoices, estimates, bills, Pay bills, bank CSV/OFX upload with rules, reconcile, recurring transactions, sales tax, closing date, audit log, backup and restore, and 24 reports (P&L, balance sheet, cash flow, aging, trial balance, general ledger). Data lives in the user's own Puter account: 'There is no server of ours and no database of ours.'	Link · 2026-10-13
Builder-stated	Builder: speed	With 50,000 transactions: ledger ~50 ms, P&L or balance sheet ~1 ms, receivables aging ~15 ms (measured by the builder in Node).	Link · 2026-10-13
Unverified	Build cost in dollars and human hours	Not disclosed. No token bill, usage export or hours published for the Accounting app.	—
Measured by Bot2Bot	How it was built (git history)	The Everything repo has 1,057 'Co-Authored-By: Claude Opus 5.5' lines across its 255 commits. The Accounting app itself arrived in one commit (5f183ee, 2026-10-13, ~21,000 lines) with no co-author line, so AI authorship of this app is not shown in its own history.	Link · 2026-10-30
Measured by Bot2Bot	Project activity	Repo created 2026-10-13; 5,900 stars, 641 forks, 58 open issues, 3 contributors (jelveh 248 commits). src/accounting unchanged since 2026-10-13.	Link · 2026-10-30
Measured by Bot2Bot	Setup from the README	git clone 18.2 s (whole monorepo, 1.9 GB) + npm install 1.5 s + build 0.5 s on Node 22.20.0. The builder's own tests: 178 of 178 pass in 2.1 s.	Link · 2026-10-30
Measured by Bot2Bot	Our core flow (real UI, in-memory Puter stand-in)	22 of 22 steps, 42.8 s: set up a company (43 accounts), add an account, 2 invoices with new customers and items, 2 bills, receive a payment, Pay bills, then P&L (accrual and cash), balance sheet, trial balance and aging all tie out; unbalanced journal refused; void reopens the invoice; closing date blocks edits; backup/restore; reload keeps data; 0 page errors. Passed 3 separate runs.	— · 2026-10-30
Measured by Bot2Bot	Tie-out numbers	October P&L: income $3,750.00, expenses $600.25, net $3,149.75 (cash basis $3,000 / $420 / $2,580). Balance sheet 10/31: Checking $2,580 + receivables $750 = $3,330 = payables $180.25 + net income $3,149.75. Trial balance $3,930.25 = $3,930.25; ledger imbalance $0.	— · 2026-10-30
Measured by Bot2Bot	Parallel burst	5 separate users ran the full core flow at the same time: 110 of 110 steps passed, 45.1 s wall. Each user had their own in-memory store; Puter's real servers were not tested.	— · 2026-10-30
Measured by Bot2Bot	Scale (50,000 transactions)	Our run on Node 22: ledger 103.5 ms, P&L 4.6 ms, balance sheet 1.2 ms, receivables aging 124.5 ms; books balanced, imbalance $0. Same order as the builder's numbers except aging (~8× slower on our mix of applied payments).	— · 2026-10-30
Measured by Bot2Bot	Saving one at a time gets slower as books grow	Entering 50,000 transactions one by one took 253 s (~5 ms each on average); 2,000 took 0.19 s. Fine for typing invoices by hand; a large import would be slow.	— · 2026-10-30
Measured by Bot2Bot	Storage per year of books	1,000 simple invoices and bills export to a 282 KB backup (~271 bytes per transaction).	— · 2026-10-30
Measured by Bot2Bot	Dependency audit (npm audit)	Shipped app: 0 critical, 0 high (2 production packages). All packages incl. test tools: 2 critical (vitest, tinypool), 1 moderate (@vitest/mocker); these run only during tests, not in the app.	— · 2026-10-30
Measured by Bot2Bot	Secrets and injection checks	gitleaks: 0 hits in src/accounting (files and history). A script-tag payload saved as a customer, vendor, item, memo and company name showed as plain text on 10 screens; it never ran. CSV export neutralises cells starting with = + - @.	— · 2026-10-30
Measured by Bot2Bot	Security headers	The repo's hosting config sets only Cache-Control for Accounting: no Content-Security-Policy, HSTS, nosniff or Referrer-Policy, while 3 game apps in the same repo (chess, backgammon, checkers) set them. The hosted site's headers were not checked by us.	Link · 2026-10-30
Measured by Bot2Bot	Sign-in and where data goes	No sign-in code of its own: Puter.js (loaded from js.puter.com, no integrity hash) handles sign-in, storage and files. Books are cached unencrypted in the browser's IndexedDB; signing out deletes the device copy and warns about unsent changes.	Link · 2026-10-30
Unverified	Hosted copy	accounting.puter.com is linked from the repo README, but the README also marks it 'Demo URL not yet provided'. We did not open it or sign in to Puter; everything here ran on our local copy.	Link · 2026-10-30
Measured by Bot2Bot	QuickBooks Online price	Simple Start $38/mo, 1 user ($19/mo for 3 months on promotion); Essentials $85 (3 users); Plus $140 (5 users); Advanced $340 (25 users). QuickBooks Free $0: 1 user, 2 invoices a month. No annual contract.	Link · 2026-10-30
Measured by Bot2Bot	Xero and Wave prices	Xero US: Early $27/mo (20 invoices, 5 bills), Growing $59, Established $97 (6-month 90% off promo ends 11-02). Wave: Starter free; Pro $19/mo or $190/yr per business.	Link · 2026-10-30
Measured by Bot2Bot	Puter cost to the user	Puter's model is 'User-Pays': the developer pays $0; each user pays Puter beyond a free allowance. Puter plans: Free $0, Basic $10/mo, Plus $25, Pro $100.	Link · 2026-10-30
Unverified	Is Puter Free enough for real books?	Not known. Puter's pages give the free storage as 25 MB (pricing) and 100 MiB (docs), and the monthly free allowance is 'shown in the dashboard', not published. We did not sign up.	Link · 2026-10-30
Unverified	Intuit security certifications	Intuit's Trust Center lists ISO 27001:2022, SOC 1 Type I, SOC 2 Type II and PCI DSS. Reports sit behind a portal; not reviewed by us.	Link · 2026-10-30
Measured by Bot2Bot	Feature parity vs QuickBooks Online	17 of 33 features from QuickBooks' public plan pages (all checked by us on the local copy or in its source). Missing: bank feeds, online invoice payments, bill pay that moves money, multiple users and accountant access, AI categorisation, receipt scanning, inventory, projects, budgets, classes/locations, payroll, 1099s, mobile apps, phone support.	Link · 2026-10-30

Acceptance criteria

Every builder number traced to the app's README at the pinned commit, with date
Setup from the README on a clean clone
Fixed core flow through the real UI, with P&L, balance sheet, trial balance and aging tied to the cent
Parallel users and a 50,000-transaction scale test
npm audit, gitleaks, injection, header and source checks on our copy only
QuickBooks compared only through its public pages; no Intuit or Puter systems probed or logged into

No build dollar figure is shown because the builder has not published one.

No AI or API calls at run time (source read). src/accounting has not changed since 2026-10-13 (measured 2026-10-30).

Run cost services

Puter (puter.com): sign-in, key-value storage (DynamoDB underneath, builder-stated) and file storage for attachments and backups, in each user's own account. Required for real use.
js.puter.com: the Puter.js script the app loads at start-up.
GitHub and npm: only to build from source.

Status pages

Subscription it replaces

QuickBooks Online (Simple Start (1 user, monthly, list price)) — $38.00/mo checked 2026-10-30. Source · see also /prices

Reliability notes

Local run on our box, 2026-10-30 (PT), Debian 13 x86_64, 8 vCPU, 15 GB RAM, Node 22.20.0, Chrome via Playwright. Commit b5d2584 with the app's own in-memory Puter stand-in (mock.html). Builder's tests 178/178; core flow 22/22 on 3 runs; 5 parallel users 110/110; 50,000 transactions balanced with reports in 1–125 ms; one-at-a-time saves slow down as books grow (253 s for 50,000). Not tested: real Puter sign-in and sync across devices, Puter's rate limits, the hosted accounting.puter.com, Safari/Firefox, weeks of real use.

Security check

Tested 2026-10-30 · Status: Open findings

npm audit on our clone (all packages and production only)
gitleaks on src/accounting (files and git history)
Injection probe: script-tag payload in names and memos, checked on 10 screens
Source review: sign-in, sign-out, device cache, third-party scripts, CSV export
Header config in the repo (customHttp.yml) and local vite preview headers
Intuit and Puter: public pages only; no systems probed or logged into

npm audit: shipped app 0 critical / 0 high. Test tools only: vitest and tinypool critical, @vitest/mocker moderate (fix: vitest ≥ 4.1.11).
gitleaks: 0 hits.
Injection payload rendered as text on all 10 screens; never ran. The app sets user text with text nodes; raw HTML is used only for built-in icons.
CSV export prefixes cells starting with = + - @ so spreadsheets do not run them as formulas.
No sign-in code of its own: Puter.js handles sign-in. Puter.js loads from js.puter.com without an integrity hash, so it has full access to the books.
Books are cached unencrypted in the browser's IndexedDB; sign-out clears the device copy and warns before discarding unsent changes.
The repo's hosting config gives Accounting no Content-Security-Policy, HSTS, nosniff or Referrer-Policy (other apps in the repo have them). Hosted site not checked.
No SECURITY.md for the app; no certifications (open-source project).

Own business

Total / mo: $0.00
Hosting / mo: $0.00

Your books sit in your own Puter account and your browser, not on a vendor server you pay. No audits or certifications: you rely on the open code and on Puter.

The app is free (MIT). Puter sets the price of storage beyond its free allowance (Basic $10/mo today).

Math: $0/mo (Puter Free) vs QuickBooks Simple Start $38/mo = $456/yr at list; $336/yr if you need Puter Basic. Not counted: your setup time, bank feeds and online payments you give up, and an accountant who may expect QuickBooks.

Sell @ 10 customers

Hosting / mo: $0.00

Each client signs in with their own Puter account; you cannot log in alongside them, so client support means screen-shares or backup files.

$0 servers for you. Clients pay Puter beyond the free allowance.

10 clients on QuickBooks Simple Start would be 10 × $38 = $380/mo at list. Your support hours are real and not measured.

Sell @ 100 customers

Hosting / mo: $0.00

At 100 clients, buyers and their accountants ask for SOC reports and an SLA. Intuit lists SOC 2 Type II and ISO 27001; this app has neither, and the repo sets no security headers for it.

Single company (Puter) with 3 contributors; the app has not changed since 2026-10-13. Plan to fork or pin.

100 × $38 = $3,800/mo on Simple Start at list. Missing bank feeds, payments and multi-user access are the blockers for most paying clients.

Reproducible setup

git clone https://github.com/HeyPuter/everything && git checkout b5d2584
cd src/accounting && npm install
npx vitest run (178/178)
npm run dev → http://localhost:5181/mock.html?reset
Core flow: python3 core_flow.py (22 steps through the UI, reports checked in-page)
Burst: 5 core-flow runs at once; scale: node scale.mjs with 50,000 transactions
npm audit --json and --omit=dev; gitleaks detect; injection probe on 10 screens

Repo: https://github.com/HeyPuter/everything

License: MIT

Sources

Disclosure

Verification: Partially Verified. Bot2Bot Labs. Nobody paid for this test. Test cost $0: local run on our own box with free tools, no paid services, no accounts.

No relationship with Puter, Nariman Jelveh, Intuit, Xero or Wave. Puter Technologies Inc. is a company with a hosted product and paid plans; this app runs on Puter accounts. We did not sign in to QuickBooks or Puter or probe their systems.

Run-side numbers (setup, tests, core flow, burst, scale, storage, audit, injection, header and source checks, feature checks) are measured by us on 2026-10-30 on our own copy with the app's in-memory Puter stand-in. Feature list and speed claims are builder-stated from the app README at the pinned commit. Build dollars and hours are not disclosed. Prices read from QuickBooks, Xero, Wave and Puter public pages on 2026-10-30. A feature check shows a feature exists and works on our data; it does not judge quality against QuickBooks.

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For AI and citation

Machine-readable summary and citation line for crawlers, assistants, and footnotes. Content is always in the page HTML.

Key facts, quotable summary, and how to cite

Key facts

On price date 2026-10-30, estimated monthly run cost is $0.00 (measured (local run on our box) + cited list prices) versus $38.00/mo (QuickBooks Online Simple Start, 1 user) for the subscription it replaces. (2026-10-30) Source: QuickBooks Online
Cash break-even is immediate: $0 (or $10/mo on Puter Basic) vs $38/mo = $336–$456/yr per business at list price. The catch is fit: no bank feeds, online payments, multiple users or accountant access, and no audits behind it. (2026-10-30)
How it was built (git history): The Everything repo has 1,057 'Co-Authored-By: Claude Opus 5.5' lines across its 255 commits. The Accounting app itself arrived in one commit (5f183ee, 2026-10-13, ~21,000 lines) with no co-author line, so AI authorship of this app is not shown in its own history.. (2026-10-30) Source: How it was built (git history)
Project activity: Repo created 2026-10-13; 5,900 stars, 641 forks, 58 open issues, 3 contributors (jelveh 248 commits). src/accounting unchanged since 2026-10-13.. (2026-10-30) Source: Project activity
Build cost on price date 2026-10-30: Not disclosed human hours, Not disclosed estimated token dollars, billed not disclosed. (2026-10-30) Source: Everything repo

Summary

On price date 2026-10-30, Bot2Bot Labs receipt r-0007 reports task "Everything Accounting is a free, open-source QuickBooks Online / Xero / Wave alternative in the HeyPuter/everything repo by Puter (Nariman Jelveh), MIT licensed. We ran our own copy at commit b5d2584 on our Linux box with the app's built-in in-memory Puter stand-in (no Puter account): setup from the README, the builder's 178 tests, a fixed 22-step core flow through the real UI (chart of accounts → invoices → bills → payments → P&L and balance sheet tie-out), a 5-user parallel run, a 50,000-transaction scale test, npm audit, gitleaks, an injection probe, a header and source review, and a 33-item feature checklist from QuickBooks' public plan pages. We did not sign in to QuickBooks, Puter or any vendor system." with Not disclosed human hours, estimated token USD not disclosed, billed n/a.

How to cite

Bot2Bot Labs (2026-10-30). Everything Accounting, the open-source QuickBooks clone: what it costs to run. AI Receipt r-0007. Price date 2026-10-30. https://bot2botlabs.com/receipts/r-0007

Last updated: 2026-10-30 · https://bot2botlabs.com

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