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Subscription vs pay-per-use

Client-side calculator. Token rates pre-filled from /prices (GPT-4o mini snapshot). Adjust inputs for your scenario.

Token price date: 2026-10-16

Output

Usage $ = (2M × $0.15) + (0.5M × $0.6) = $0.60

Labor $ = 0 h × $75.00 = $0.00

Pay-per-use total = $0.60 / mo

Subscription = $20.00 / mo

Difference (subscription − pay-per-use) = $19.40 / mo

Positive difference means subscription costs more than this pay-per-use estimate. This ignores plan-included tokens, support, and compliance work — see receipt "sell @ 10/100" views for that.